Personal Injury Case Value Calculator - How Much Is Your Case Worth?

Deep-dive evaluation of your case value using severity multipliers and total damages.

Estimated Case Value

$0.00

How it's calculated: Case Value = Total Damages × Severity Multiplier. The multiplier ranges from 1 (minor) to 5 (catastrophic).

Disclaimer: This tool provides an estimate for educational purposes only. It does not constitute legal advice or a guarantee of any settlement amount.

How to Use This PI Case Value Calculator

  1. Enter your total damages — Add all economic damages: medical bills, lost wages, property damage, and out-of-pocket expenses.
  2. Choose a severity multiplier: 1.5 (minor), 2 (moderate), 3 (serious), 4 (severe), or 5 (catastrophic).
  3. Click Calculate — The tool applies the multiplier to estimate your total case value including non-economic damages.

Understanding Your PI Case Value Estimate

This calculator uses the severity multiplier method commonly used by insurance adjusters and personal injury attorneys. Here's what each multiplier range represents:

  • 1.5x (Minor): Soft tissue injuries, quick recovery (2-4 weeks), minimal treatment
  • 2x (Moderate): Sprains, minor fractures, 1-3 months of treatment
  • 3x (Serious): Herniated discs, surgery required, 3-6 months recovery
  • 4x (Severe): Multiple fractures, permanent partial impairment, 6-12 months recovery
  • 5x (Catastrophic): Spinal cord injury, TBI, permanent total disability, lifelong care needed

Frequently Asked Questions

What should I include in "Total Damages"?

Include all economic damages: emergency room bills, hospital stays, doctor visits, surgery costs, physical therapy, prescription medications, medical equipment, lost wages, lost earning capacity, property damage, and any other out-of-pocket expenses directly related to the accident.

How do I choose the right severity multiplier?

Consider these factors: injury type and severity, treatment duration, whether surgery was required, permanent impairment rating, impact on daily activities, and expected recovery timeline. When in doubt, use 1.5-2x for minor injuries and 3-4x for injuries requiring surgery or causing lasting effects.

Can my case be worth more than this estimate?

Absolutely. Cases with clear liability, egregious defendant conduct (punitive damages), sympathetic plaintiffs, or high policy limits often settle above the multiplier estimate. Additionally, cases that go to trial can result in significantly higher verdicts — though with the risk of losing entirely.

Is this the same as what an attorney would estimate?

This calculator uses the same multiplier method that many personal injury attorneys use for initial case evaluations. However, an experienced attorney will also consider liability strength, jurisdiction, insurance policy limits, and comparable verdicts — which can significantly affect the final case value.

What Attorneys Check Beyond This Calculator

Experienced personal injury lawyers evaluate cases using factors this calculator cannot capture: the specific insurance company handling your claim (some are known for lowball offers), the venue where your case would be filed (some jurisdictions are more plaintiff-friendly), the credibility of witnesses, the quality of medical evidence, and whether any pre-existing conditions could be used against you. This initial estimate is a starting point, not a guarantee.